PIMES AI Corporation
Smart Contract Funding for Small Business
This isn't being built from scratch. The core technology was originally developed for PIMES AI Corporation to match business owners with events, opportunities, contracts and each other — vendor-to-vendor matching, opportunity alerts and community networking that already demonstrated real-world value. That foundation is operational and tested; blockchain funding is what scales it.
The gap we address
Digital marketplaces have already proven that business owners can be connected at scale — matched to buyers, agencies, contracts and each other across the United States and Latin America.
The gap none of them closed: despite the reach, businesses still could not access affordable capital. Connections existed; funding stayed locked behind broken banking systems.
26M+
US small businesses in the addressable market
4
Phases in the go-to-market sequence
0
Political positions taken — neutrality is the reputation asset
Great technology without great governance fails
Equity and governance rights are tied to what you bring and what you do — not who you know or how long you have been at the table. That keeps the team lean, motivated and accountable.
The technology side has a single lead who makes architectural decisions and is accountable for delivery. Others support and integrate — no committee-by-committee paralysis.
Capital flows and partnership agreements are structured through legal trust mechanisms so every participant's rights are protected and every obligation is enforceable, on-chain and off.
The structure is flat where it needs to be. Partners communicate directly, without layers of approval that slow execution. When a decision is needed, it gets made and owned.
“Sometimes I sit in a meeting with 10 guys and they say, ‘How much do we each get? 10% because there's 10 of us.' At the end of the day, no one does anything. You have to tie equity to contribution.”
Lead where you're strongest; accountability is clear and respected
Division of responsibility
Working for something bigger
At its core this platform is about human dignity — ensuring a small business owner in Brooklyn, Bogotá or Buenos Aires has access to the same quality of capital and community as a Fortune 500 company.
Neutrality protects that mission. The platform takes no political positions, favors no government and aligns with no single national or ethnic group. It is a platform for small businesses — period.
Government and quasi-government partners looking for infrastructure to deploy capital
SBA 7(a) and 504 loan guarantees can be integrated into the capital stack, letting enrolled businesses access federally guaranteed credit at rates far below the open market.
Trade agencies across the Americas, Europe, Africa and Asia want their exporters reaching U.S. and global buyers. PIMES provides the verified marketplace and financing infrastructure.
Community Development Financial Institutions hold capital explicitly intended for underserved borrowers. PIMES can serve as their origination technology, expanding reach without raising operating cost.
The World Bank, IDB, CAF and peers actively seek fintech platforms that can deploy capital into SME ecosystems at scale. Prior team work with the World Bank provides a direct track record.
Several players address pieces of the problem; none have assembled the whole
High rates, legacy underwriting, no community layer, no AI assistance and slow decision speed.
Network connections only — no funding source, no AI assistance and no dedicated focus on underserved owners.
Moderate rates and basic technology, but no community layer and largely U.S.-only reach.
AI-powered, blockchain-verified, community-integrated, cross-border and focused on the businesses others screen out.
Two barriers, both harder than they look
An enterprise-grade blockchain platform with real AI capability, a working community layer and institutional capital markets integration requires a rare combination of expertise. Most teams can do one or two of those things.
Even with the technology, a competitor must earn the trust of communities burned repeatedly by platforms that promised inclusion and delivered extraction. That trust is earned over years, not quarters.
Deliberately ordered to build trust before deploying capital at scale
Agency partnership and U.S. small business onboarding through a platform beta.
Latin America partners and migration of the existing trade-network relationships.
Institutional onboarding, securitization structures and capital markets distribution.
Smart contract funding at volume, trade events and government procurement channels.
We don't launch with Wall Street. We launch with community — and let the community's verified performance attract the capital. That sequencing is what makes this sustainable rather than speculative.
Advantages that compound rather than erode
Sixteen years of battle-tested infrastructure from prior agency and trade-platform deployments — a track record no competitor replicates overnight.
Each new member makes the platform more valuable for every existing member, and that effect accelerates as the community grows.
Every transaction builds a verified data set that improves matching, strengthens credit models and creates institutional-grade performance reporting.
Agency relationships and World Bank alumni access are the result of decades of trusted work, not something a new entrant can acquire quickly.